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A downturn in the economy will affect my BOOK spending habits

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The Dow dropped another 700+ points only to rebound to only a drop of 300+. Bailouts of banks are happening worldwide. 6 in 10 Americans believe we are headed for a depression. It was the topic of my dinner conversation. I know that not spending is counterintuitive to a robust economy, but I can feel my desire to spend money shriveling into a tiny, hard raisin.

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